Horse Insurance: We have taken on the challenge — protecting your investment.
Berns Safe 4 Life: Mortality Coverage Berns Safe 4 Sport: Permanent Loss of Use for Sports Berns Safe 2 Breed: Breeding Unsuitability for Stallions Berns Safe 4 You: Tailor-made insurance solutions
The ideal combination of protection and health care.
Safety First. Back the right horse.
Anja Berns, Managing DirectorManaging Director The founding of Berns is the result of my experience in international insurance and my lifelong passion for horses. At some point, I realized that the development of equine insurance had come to a standstill.
The quality standards needed to protect today’s risks and values in equestrian sport had to be redefined and placed on a new foundation. And that is how Berns was born.
Insurance à la Carte
The core foundation is value protection tailored to your priorities — safeguarding against financial loss in the event of injury, illness, or the loss of your horse.
Berns protects the specific purpose of your horse — individually. That is truly unique.
Exceptional talent requires exceptional solutions. In the event of permanent loss of sporting use due to illness, injury, or accident, you will receive the agreed compensation. Until then, your horse can rely on our expertise. We lead the way — even when nothing seems to work anymore or when new paths in sport need to be found.
Investment begins at purchase.
Berns supports investors from the very first step — the purchase — and provide ongoing support throughout the horse's development.
The independent view of our experts on the horse’s current state of health status is a valuable aid
Everything under one roof. That's worth more than money.
The safest path begins with a thorough risk assessment. From there, we manage the identified risks, finely tuned to your corporate philosophy. Our holistic perspective on your business ensures seamless protection and coordination for all parties involved.
The more moves you foresee, the less they can surprise you.
Risk Analysis and ConsultingRisk Analysis and Consulting The first step of our work, a personal risk analysis, forms the basis for solid asset protection. We focus on your individual needs. Only by identifying various risk scenarios can we control and secure as much risk as possible.
The Berns experts form a strong foundation together with your horse’s trainers, veterinarians, and caretakers. A great team on the right path.
Health Care & Preventive Support Healthcare experts can identify problems in advance. Sometimes small adjustments make a big difference. Berns offers a global network of experts. The focus is always on your horse's health. Regular preventive examinations, included in the contract, increase the chances of success and contribute, among other things, to maintaining the best possible value.
Enough is enough.
When things stop running smoothly, Berns brings its expert network into play. Coordination, know-how, and a delicate touch are essential for effective action.
A powerful team for your horse – exploring new horizons together.
What happens if your top athlete can no longer compete due to illness, accident, or injury? BERNS stays by your side. We provide the support you and your horse need, finding sustainable solutions for a secure future.
Other unique animals
It is not only horse owners who are in good hands with Berns. We create individual insurance solutions for life insurance for zoo animals and other unique animals. Capital for livestock can also be insured with tailor-made solutions.
Unique protection — as individual as your horse.
Secure your capital. Preserve your passion. Horses are passion, success and legacy. At Berns, we understand that the value of your sport horse goes far beyond the financial. That’s why we offer exclusive, tailor-made insurance solutions focused specifically on the risks of mortality, loss of use for sport, and breeding unsuitability.
As specialists in capital protection for sport horses — particularly in the high-end segment — we share your sense of responsibility. Request your personal quote now and protect what is important to you.
The right protection starts with the right question.
